Financing
★ Arizona's Most Flexible Furniture Financing
Your Dream Furniture.Your Terms.
Take home what you love today. Multiple financing options designed for every budget and every credit situation — starting at just $49.
✓ Good Credit
✓ Bad Credit
✓ No Credit
✓ We've Got You
★ PREFERRED PARTNER
$49
To Start
$5,000
Lease Up To
2 Min
Approval
Only $49 to Start
Low initial payment. No large down payment needed to get your furniture home.
Lease Up to $5,000
Furnish your whole room — sofa, dining, bedroom — all on one lease.
Flexible Payments
Choose weekly, bi-weekly, or monthly — whatever fits your paycheck.
Early Purchase & Save
Pay it off early and save on remaining payments. Your path to ownership.
Apply Now — Takes 2 Minutes →
No impact on your credit score to check your approval amount
Simple Process
Furniture in 4 Easy Steps
No complicated paperwork. No long waits. Walk out with what you love today.
1
Apply in Minutes
Online or at any of our 10 Arizona stores. Just basic details.
2
Instant Decision
Know your approval amount right away. No waiting.
3
Shop What You Love
Browse showrooms or online. Pick what fits your life.
4
Take It Home
Flexible payments on your schedule. Buy early to save more.
10 Arizona Locations
Phoenix · Tempe · Mesa · More
Thousands of Happy Families
Trusted across the Valley
Safe & Secure
Your data is protected
Same-Day Approval
Walk out with furniture today
Common Questions
Furniture Financing FAQ
Most of our lease-to-own options like Kafene and Snap use a soft inquiry that does not impact your credit score. Traditional credit options like Synchrony Home may use a hard inquiry. Our team can help you choose the right option.
That is exactly why we offer multiple financing partners. Kafene, Snap, Koalifi, and American First Finance are all designed to work with customers who have limited, challenged, or no credit. You have options — we will help you find the one that works.
With Kafene, you can start for as little as $49. Other options have different initial payment requirements. Our team will walk you through what each option looks like for the furniture you are shopping for.
Yes! Most of our financing partners offer early purchase or early payoff options — and you will save money doing it. The sooner you pay it off, the less you pay overall.
Many of our financing options can be started online — Kafene takes about 2 minutes. You can also apply in person at any of our 10 Arizona locations where our team can walk you through everything.
Everything — living room sets, bedroom furniture, dining tables, mattresses, home office, outdoor furniture, and more. If it is on our floor or website, you can finance it.
Ready to Furnish Your Dream Home?
Apply in 2 minutes. No credit score impact. Walk out with your furniture today.
Serving All of Arizona
Phoenix · Tempe · Mesa · Glendale · Avondale · Gilbert · Peoria · Goodyear · Surprise · Chandler